Terms of Use

Effective Date: 12/10/2024

1. Acceptance of Terms

By accessing or using this website, you agree to be bound by these Terms of Use and all applicable laws and regulations. If you do not agree with any of these terms, you are prohibited from using or accessing this site.

2. Intellectual Property

All content on this website, including but not limited to text, graphics, logos, icons, images, audio clips, video clips, methodologies, and proprietary frameworks such as the Ultra Selling Framework™ and Concierge Provisioning™, are the exclusive property of Michael Cloke Private Client Group and are protected by copyright, trademark, and other applicable laws.

You may not reproduce, distribute, or transmit any materials from this website without the prior written permission of Michael Cloke Private Client Group. Any unauthorized use of these materials is strictly prohibited and may result in civil or criminal penalties.

3. Limited License

We grant you a limited, non-exclusive, and revocable license to access and use this website for personal and non-commercial use. You agree not to download, modify, or create derivative works from any content provided on the site without express permission.

4. Disclaimer of Warranties

This website is provided “as is” without any warranties, express or implied. Michael Cloke Private Client Group makes no representations about the suitability, reliability, or accuracy of the content.

5. Limitation of Liability

In no event shall Michael Cloke Private Client Group be liable for any damages, including without limitation, direct or indirect damages arising out of the use or inability to use this website.

6. Links to Third-Party Websites

This website may contain links to third-party sites. Michael Cloke Private Client Group is not responsible for the content or privacy practices of these third-party sites.

7. Modifications to Terms

Michael Cloke Private Client Group reserves the right to modify these terms at any time. By continuing to use the site after such changes are posted, you agree to the revised terms.

8. Governing Law

These terms are governed by and construed in accordance with the laws of the [United Kingdom/United States], and you irrevocably submit to the exclusive jurisdiction of the courts in that location.